Japan Salary Calculator

On ¥7,000,000 gross salary in Japan 2026, your take-home pay is approximately ¥5,250,000/year (¥437,400/month). National income tax is roughly ¥310,000, inhabitant tax ~¥375,000, and social insurance (health, pension, employment) approximately ¥1,065,000 — the employment income deduction and social premiums substantially reduce the taxable base.

Japan national income tax rates 2026 (on taxable income after deductions):
5% on income up to ¥1,950,000
10% on ¥1,950,001–¥3,300,000
20% on ¥3,300,001–¥6,950,000
23% on ¥6,950,001–¥9,000,000
33% on ¥9,000,001–¥18,000,000
40% on ¥18,000,001–¥40,000,000
45% on income above ¥40,000,000

Plus 2.1% surtax on income tax for reconstruction funding (復興特別所得税).

Inhabitant tax (Jūminzei) is levied by prefectures and municipalities: a flat 10% on taxable income (4% prefectural + 6% municipal) plus a per-capita levy of ¥5,000–¥5,500/year. It's paid the year after income is earned (lagged year). On ¥7,000,000 income, inhabitant tax is approximately ¥430,000/year.

Employee social insurance contributions 2026:
Kosei nenkin (employee pension): 9.15% up to ¥650,000/month standard remuneration
Kenkō hoken (health insurance): ~4.9% (varies by health insurer)
Koyō hoken (employment insurance): 0.6%
Total: ~14.65% of standard monthly remuneration

Japan allows a generous employment income deduction (Kyūyo shotoku kōjo) on gross salary before calculating taxable income:
Gross ¥1,625,000 or less: ¥550,000 deduction
Up to ¥1.8M: 40% (min ¥550K)
Up to ¥3.6M: 30% + ¥180,000
Up to ¥6.6M: 20% + ¥540,000
Up to ¥8.5M: 10% + ¥1,200,000
Above ¥8.5M: flat ¥1,950,000

This deduction significantly reduces Japan's effective rate compared to headline rates.